Question 1

Can I Still Do Your Rent-To-Own Program If I Don't Qualify?

Accepted Answer

No, unfortunately not. It wouldn’t be fair for us to put you into a home and have you make rent payments if we know you won’t qualify to buy at the end of the rental period.

Question 2

Do I Have To Pay Any Fees Or Commission?

Accepted Answer

Since we aren’t real estate agents, we don’t charge any commissions or other fees.

But, as with anyone who buys a home, you are required to put 3-10% down, which will be fully credited to your final purchase price at closing.

Beyond this, you’ll make regular monthly rent payments and cover the usual costs associated with home ownership.

Question 3

Do My Rental Payments Count Towards My House Payment?

Accepted Answer

No, they do not. Though, consider it this way — you’re already making rent payments somewhere.

At least with a rent-to-own home, you know that these payments will pay off down the line and help you secure the home you want today.

Question 4

What If I Don't Qualify For My Mortgage Loan After My Lease Period Ends?

Accepted Answer

This rarely happens because we don’t accept people into the program unless we’re 99.99% sure they’ll qualify for a mortgage loan after the lease period.

In the unlikely event this occurs, we may be able to extend your lease if we’re confident you need a little more time to qualify for a mortgage loan.

Question 5

How Long Is The Average Rental Period?

Accepted Answer

The length of the rental period is based on evaluation from our third party credit consulting agency and mortgage consultant. But usually, we can bring you to a point where you can qualify to purchase in anywhere from 12-24 months.

Question 6

Who Is The Rent-To-Own Program For?

Accepted Answer

This program is for anyone that wants to buy a home, but can’t qualify for a mortgage loan today.

Most importantly, this program is for people who are willing to invest the time and energy to get their credit on track so they can qualify for a loan to become buyers.

Alternatively, this program is perfect for someone who can qualify for a loan today, but just wants an extra year or two to save for a down payment, get better loan terms, or needs “seasoning” in the eyes of the lender.

Question 7

Who ISN'T The Rent-To-Own Program For?

Accepted Answer

This program is not for anyone who wants an overnight miracle or is unwilling to put in the time and effort to fix what’s broken.

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